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TERMS AND CONDITIONS FOR SUBSCRIBING TO AI MONACO
Thank you for your interest in AI Monaco (“we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your access to and use of our Substack, including any associated subscriptions, newsletters, content, events, or services (collectively, the “Service”). By accessing, subscribing to, or otherwise using the Service, you agree to be bound by these Terms. If you do not agree with any of these Terms, your sole recourse is to discontinue use of the Service.
1.1 Binding Agreement. By accessing or using the Service, you acknowledge and agree that these Terms form a legally binding agreement between you and AI Monaco. If you disagree with any part of the Terms, you must not use or subscribe to the Service.
1.2 Modifications. We reserve the right to modify these Terms at any time. Any changes become effective immediately when posted. Continued use of the Service after changes are posted will constitute your acceptance of such changes.
2.1 Educational Purposes Only. All content provided by AI Monaco, including but not limited to newsletters, articles, commentary, opinions, analyses, or any other materials (collectively, the “Content”), is published and distributed solely for educational and informational purposes. It does not constitute financial, investment, legal, tax, or other professional advice.
2.2 Independent Judgment. You agree to exercise your own skill, care, judgment, and due diligence before making any financial, investment, or other decisions based on the Content. Always consult qualified professionals—such as a licensed financial adviser, legal counsel, or tax professional—before undertaking any actions that could affect your finances or business dealings.
2.3 Disclaimer of Liability. Under no circumstances shall we be held liable for any losses or damages (direct, indirect, incidental, consequential, punitive, or otherwise) that may arise from reliance on or use of the Content. Your decisions are your own responsibility.
3.1 Eligibility. To subscribe or access the Service, you must be at least 18 years of age or the age of majority in your jurisdiction. By subscribing, you represent and warrant that you meet these eligibility requirements.
3.2 Account Responsibility. If you create an account to subscribe to the Service, you are responsible for maintaining the confidentiality of your login credentials. You agree to notify us immediately of any unauthorized use of your account. We are not liable for any loss or damage arising from your failure to safeguard your account credentials.
3.3 Subscription Plans and Fees. We may offer both free and paid subscription plans. Fees for paid plans, if any, will be detailed prior to purchase. We reserve the right to change the fees or subscription options at any time, but such changes will not affect your existing subscription term unless you choose to renew at a new rate.
3.4 Cancellation and Refunds. You can cancel your subscription at any time through your account settings or by contacting us. Refunds (if offered) will be governed by our cancellation policy, as stated on our Service or during the subscription process.
4.1 Ownership. All intellectual property rights in the Service and Content, including but not limited to copyrights, trademarks, service marks, graphics, text, and designs, are owned by or licensed to AI Monaco. All rights not expressly granted in these Terms are reserved.
4.2 License to Access. Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal, non-commercial use.
4.3 Restrictions. You shall not (a) copy, distribute, republish, sell, license, or otherwise exploit any part of the Content; (b) use any automated means (e.g., robots, spiders) to access the Service; or (c) remove, obscure, or alter any copyright, trademark, or other proprietary notices.
5.1 User Submissions. If you submit or post any content (e.g., comments, suggestions, or other materials) to or through the Service, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, distribute, and display such content in connection with the operation of the Service.
5.2 Prohibited Conduct. You agree not to post or transmit any content that (a) violates any applicable law or regulation; (b) infringes upon any third party’s intellectual property or other rights; (c) is defamatory, obscene, libelous, or otherwise objectionable; or (d) contains malicious code or malware.
5.3 Community Guidelines. You agree to interact with other users in a respectful manner and to refrain from harassing, threatening, or abusing other members of the AI Monaco community.
6.1 Disclaimer of Warranties. The Service and all Content are provided on an “as is” and “as available” basis. We make no representations or warranties of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service or Content will be uninterrupted, error-free, secure, or free from viruses or other harmful components.
6.2 Limitation of Liability. To the fullest extent permitted by applicable law, in no event shall AI Monaco, its affiliates, officers, employees, agents, or licensors be liable for any direct, indirect, incidental, consequential, special, or punitive damages whatsoever, including (without limitation) damages for loss of profits, data, or goodwill, regardless of the cause of action, arising out of or related to your access to or use of the Service, even if we have been advised of the possibility of such damages. Where liability cannot be excluded by law, our liability shall be limited to the greatest extent permitted by law.
6.3 Indemnification. You agree to indemnify and hold AI Monaco and its affiliates, officers, employees, and agents harmless from and against any claims, liabilities, damages, expenses, or losses—including reasonable attorneys’ fees—arising from your use of the Service, breach of these Terms, or violation of any rights of any third party.
7.1 External Sites. The Service may include links or references to third-party websites or resources. We do not endorse and are not responsible for the accuracy, availability, or content of any external sites or resources. Your use of such third-party resources is solely at your own risk.
7.2 No Endorsement. Any mention of third-party organizations or service providers is not an endorsement, recommendation, or guarantee of their products or services. You acknowledge that we are not liable for any damages arising from your use of third-party resources.
8.1 Data Collection. We respect your privacy and will only collect and process personal information in accordance with our Privacy Policy, which describes how we handle your data. By using the Service, you consent to our collection, use, and disclosure of your information as described therein.
8.2 Cookie Notice. We may use cookies or similar tracking technologies to provide our Service. For more information on how we use cookies and how you can manage them, please refer to our Cookie Policy or the relevant section in our Privacy Policy (if applicable).
9.1 Termination by You. You may terminate your subscription or discontinue use of the Service at any time by contacting us or managing your account settings.
9.2 Termination by Us. We reserve the right, in our sole discretion, to suspend or terminate your access to the Service, with or without notice, for any violation of these Terms, or for any other lawful reason.
9.3 Effect of Termination. Upon termination, sections of these Terms that are intended to survive (including but not limited to disclaimers, indemnifications, limitations of liability, and dispute resolution) shall remain in effect.
10.1 Governing Law. These Terms and any disputes arising out of or related to them shall be governed by and construed in accordance with the laws of the jurisdiction in which AI Monaco maintains its primary business presence, without regard to conflict-of-laws principles.
10.2 Dispute Resolution. You agree to first attempt to resolve any dispute with us informally by contacting us. If a dispute cannot be resolved informally, you and AI Monaco agree to submit to the exclusive jurisdiction of the courts located in our principal place of business (except where otherwise required by applicable law).
11.1 Entire Agreement. These Terms, together with our Privacy Policy, constitute the entire agreement between you and AI Monaco regarding your use of the Service, superseding any prior or contemporaneous agreements, communications, or understandings.
11.2 Severability. If any provision of these Terms is deemed unlawful, void, or unenforceable, that provision shall be severed from these Terms without affecting the validity and enforceability of any remaining provisions.
11.3 No Waiver. The failure of AI Monaco to enforce any right or provision in these Terms does not constitute a waiver of such right or provision.
11.4 Assignment. You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may assign these Terms at our discretion.
If you have any questions or concerns regarding these Terms or the Service, please contact us at:
AI Monaco
Email: info@artificialintelligencemonaco.com
By using or subscribing to the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and that all Content is purely educational in nature and does not constitute financial or investment advice in any way. If you do not agree to these Terms, please refrain from using the Service.
PRIVACY POLICY FOR AI MONACO
Thank you for visiting AI Monaco (“we,” “us,” or “our”) and for your interest in our Substack and related services (collectively, the “Service”). This Privacy Policy describes how we collect, use, store, and protect your personal data when you access or use our Service. We are committed to safeguarding your privacy and ensuring that your personal data is handled in compliance with applicable data protection laws, including the General Data Protection Regulation (“GDPR”).
1.1 Purpose of this Privacy Policy. This Privacy Policy explains what personal data we collect, how we use it, and the rights and choices you have in relation to your personal data. By using or subscribing to our Service, you consent to the data practices described in this Privacy Policy.
1.2 Data Controller. For the purposes of the GDPR and other relevant data protection laws, AI Monaco is the “Data Controller” responsible for determining the purposes and means of processing your personal data. If you have any questions about how we process your personal data, please contact us using the details provided in Section 13 below.
2.1 Information You Provide. We may collect personal data that you voluntarily provide when you:
Such information may include your name, email address, billing information, and any other details you choose to submit.
2.2 Information Automatically Collected. When you visit or interact with our Service, we automatically collect certain information about your device and usage patterns, including:
2.3 Information from Third Parties. We may receive personal data about you from third-party service providers or publicly available sources if you have granted these parties permission to share your information with us.
3.1 Purpose of Processing. We use the personal data we collect for various legitimate business purposes, including to:
3.2 Legal Basis. Our processing of your personal data is justified under one or more of the following legal bases (as required by the GDPR):
4.1 Service Providers. We may share your personal data with trusted third-party service providers who assist in operating our Service, such as payment processors, email distribution services, hosting providers, or analytics platforms. These service providers will process personal data on our behalf and under our instructions.
4.2 Legal Requirements. We may disclose personal data if required by law or when we believe, in good faith, that disclosure is necessary to protect our rights, safety, or property or that of our users or others, and to comply with a judicial proceeding, court order, or other legal process.
4.3 Business Transfers. In the event of a merger, sale of assets, acquisition, or transfer of all or a portion of our business, your personal data may be transferred to the acquiring entity.
4.4 Consent. We may share your personal data with third parties where you have provided explicit consent to do so.
5.1 Use of Cookies. We use cookies, web beacons, and similar tracking technologies to:
5.2 Types of Cookies. We may use session cookies (which expire when you close your browser) and persistent cookies (which remain on your device until deleted) to better understand how you interact with our Service.
5.3 Managing Cookies. You can manage or disable cookies through your browser settings. However, if you choose to reject or remove cookies, some features of our Service may not function properly.
6.1 Retention Period. We will retain your personal data only for as long as is necessary to fulfill the purposes outlined in this Privacy Policy or to comply with legal obligations. When your personal data is no longer required, we will either delete or anonymize it in a secure manner.
6.2 Subscription Data. If you cancel your subscription or request the deletion of your personal data, we will remove or anonymize your data from our active databases within a reasonable timeframe, except where we must retain it for legal or regulatory obligations.
7.1 International Transfers. As a business legally established in Europe, we primarily process your data within the European Economic Area (EEA). However, some of our service providers may be located in countries outside the EEA. In such cases, we ensure that adequate safeguards (such as the European Commission’s Standard Contractual Clauses) are in place to protect your personal data.
7.2 Your Rights. If you have any questions about our data transfer practices or wish to obtain a copy of any relevant transfer agreements, please contact us using the details provided in Section 13 below.
8.1 Security Measures. We maintain appropriate technical and organizational security measures to protect your personal data from accidental loss, unauthorized disclosure, alteration, or access. These measures are designed to ensure a level of security appropriate to the risks associated with processing your personal data.
8.2 No Guarantee. While we take steps to safeguard your personal data, no method of data transmission over the internet or method of electronic storage is 100% secure. You acknowledge and agree that we cannot guarantee absolute security.
9.1 Access, Rectification, and Erasure. You have the right to request access to the personal data we hold about you, as well as the right to request rectification of inaccurate data or erasure of your personal data under certain circumstances.
9.2 Restriction and Objection. You may have the right to restrict or object to the processing of your personal data in certain situations, such as when we process your data based on legitimate interests.
9.3 Data Portability. You have the right to receive personal data you have provided to us in a structured, commonly used, and machine-readable format, and to have that data transmitted to another controller where technically feasible.
9.4 Withdrawal of Consent. Where we rely on your consent to process your personal data, you have the right to withdraw that consent at any time. Withdrawal does not affect the lawfulness of prior processing based on consent.
9.5 Exercising Your Rights. To exercise any of the above rights, please contact us at the details provided in Section 13 below. We will respond to your request in accordance with applicable data protection laws, typically within one month.
9.6 Right to Complain. If you believe that our processing of your personal data violates the GDPR or other applicable laws, you have the right to lodge a complaint with the competent data protection authority in your country of residence.
10.1 Minimum Age. Our Service is not directed at children under the age of 18. We do not knowingly collect personal data from minors without valid parental or guardian consent. If you believe we have collected personal data from a minor without consent, please contact us, and we will take appropriate steps to delete that information.
11.1 External Websites. Our Service may contain links to third-party websites or services. We are not responsible for the privacy practices of such external sites. We encourage you to read the privacy policies of any third-party site you visit.
11.2 Social Media. Our Service may include social media features or integration with platforms like Twitter or LinkedIn. These platforms may collect information about you according to their own privacy policies. We recommend reviewing those policies before interacting with such features.
12.1 Changes. We may update or modify this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any changes will become effective immediately upon posting the revised policy on our website or Substack page.
12.2 Notification. If we make any material changes, we will notify you by email (if we have your email address) or by placing a prominent notice on our website or Substack page before the change becomes effective. We encourage you to review this Privacy Policy periodically to stay informed about how we protect your personal data.
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:
AI Monaco
Email: info@artificialintelligencemonaco.com
We will do our best to address and resolve your inquiries in a timely and satisfactory manner.
By using or subscribing to our Service, you acknowledge that you have read, understood, and agree to this Privacy Policy. If you do not agree with any part of this Privacy Policy, your sole recourse is to discontinue your use of our Service.
All rights reserved.
